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Statutory Valuation Interest Rates for Life Insurance and Annuity Products
Valuation Interest Rates for Life Insurance and Annuity Products This article reports the maximum statutory ... rates for calendar year 2003 issues of annuity products. Annuity reserves;Discount rates=Interest rates;Life ...- Authors: David G Whittemore
- Date: Nov 2003
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Product Matters!
- Topics: Annuities>Reserves - Annuities; Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits; Public Policy
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
withdrawals under the contract is similar to that of an annuity, whereby taxable gain is withdrawn before cost ... insurance rates. The maximum mortality table used in the calculation is the CSO table in effect when the policy ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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Summary of March 2009 NAIC/LHATF Meeting
Summary of March 2009 NAIC/LHATF Meeting discussion of March 2009 NAIC/LHATF meeting Life reserves;Mortality ... March 2009 NAIC/LHATF meeting Life reserves;Mortality assumption;Principles-based approach=PBA;Risk-based ...- Authors: Donna Claire
- Date: Jun 2009
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Product Matters!
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Non-forfeiture benefits; Public Policy
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At Last — A Permanent MEC Correction Procedure
January 2002 – Issue No. 52 P R O D U C T M A T T E R S J A N U A R Y 2 0 0 2 6 Introduction O n ... Miller continued on page 8 P R O D U C T M A T T E R S J A N U A R Y 2 0 0 2 7 The 150% Test: Contracts ...- Authors: David Miller, Brian King
- Date: Jan 2002
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Product Matters!
- Topics: Life Insurance>Non-forfeiture benefits
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Whither the Definition of “Cash Surrender Value”—The IRS Issues More Waiver Rulings Discussing the Meaning of Scetion 7702f2A
Whither the Definition of “Cash Surrender Value”—The IRS Issues More Waiver Rulings Discussing ... definition of life insurance for the policyholder's taxation of the contracts. Cash value;Life insur ...- Authors: Application Administrator, Alison R Peak
- Date: Jun 2009
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Product Matters!
- Topics: Life Insurance>Non-forfeiture benefits; Public Policy
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Lower Statutory Valuation Interest Rates for Life Insurance
available in today’s individual life insurance and annuity markets. In addition to the familiar mortal- ity ... guaranteed mini- mum death benefits found in variable annuity contracts. Understanding these new features and ...- Authors: Brian Sprawka
- Date: Aug 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits
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Modernizing the Nonforfeiture Laws for Individual Life Products
12 | JUNE 2009 | Product Matters! David S. Lee, FSA, MAAA, is a consult- ing actuary with ... Nonforfeiture Laws for Individual Life Products by David S. Lee example. Level premiums are paid for the life ...- Authors: David S Lee
- Date: Jun 2009
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Product Matters!
- Topics: Life Insurance>Non-forfeiture benefits
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UL Secondary Guarantee –A Rebirth of Fixed Life?
any reasonable assumptions as to interest and mortality, there is no doubt that after many years of premium ... recognize assumed lapses and more aggressive mortality assumptions. And so we have actuarial seminars ...- Authors: David Simbro
- Date: Nov 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits
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New Standard Nonforfeiture Law:Unsafe at Any Speed?
DEVELOPMENT NEWS from the Individual Life Insurance and Annuity Product Development Section Published by the Society ... not sell cars that are “unsafe equity-indexed annuity and life products. at my speed.” A lengthy discussion ...- Authors: Douglas Doll
- Date: Mar 1998
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Product Matters!
- Topics: Life Insurance>Non-forfeiture benefits